Independent rate reference - not affiliated with any utility or energy supplier. Data: EIA Electric Power Monthly, June 2026.Full disclaimer
ElectricityRatePerKWh

Xcel Energy Electricity Rate per kWh in 2026

Residential Rate
15.82¢
Commercial
12.34¢
Customers
3.7M
Rate Type
tiered

How much does Xcel Energy charge per kWh in 2026?

Xcel Energy’s estimated effective residential rate is about 15.82 cents per kWh as of June 2026. A typical home using 1,000 kWh a month pays roughly $166, including the about $8 monthly customer charge. Commercial service runs about 12.34c/kWh. This is a representative average; your exact rate depends on the tariff, season, and fuel and rider charges on Xcel Energy’s official rate schedule.

2026 published rate: Colorado is Xcel Energy's largest electricity service territory, home to its Public Service Company of Colorado unit serving about 1.4 million electric customers, so the Xcel rate most people search for is the Colorado one. (Xcel Energy's corporate headquarters is in Minneapolis, Minnesota.) The EIA put Colorado's average residential price at 16.16 cents per kWh in May 2026; the 15.82c shown above is a representative effective rate blended across Xcel's eight states. Xcel's pending 2025 Colorado rate case (Proceeding 25AL-0494E) would add about $6.13 a month, roughly 5.9%, to a typical residential bill, taking it to around $110.81, under a mid-2026 settlement that trimmed Xcel's original $356 million (9.9%) request to about $225 million. The Colorado PUC's final decision is expected in the third quarter of 2026, with any approved rates taking effect around late August 2026. These rate-case figures are proposed, not final. Colorado PUC rate case 25AL-0494E, filed Nov 2025.

About Xcel Energy

Xcel Energy serves approximately 3.7 million residential customers across CO, MN, WI, NM, SD, ND, TX. The estimated effective residential rate is about 15.82 cents per kWh as of June 2026 - a representative average; see the official tariff schedule for your exact rate.

Service area: Colorado, Minnesota, Wisconsin, New Mexico, South Dakota, North Dakota, western Texas (SWPU)

Parent company: Xcel Energy Inc

Recent rate case: In its 2025 Colorado electric rate review (filed November 2025), Xcel requested a $356 million increase, about 9.9% for a typical residential bill. A mid-2026 settlement proposes a smaller increase of roughly $225 million (about 6%, or around $6 more per month for the average household); the Colorado PUC's final decision is expected in Q3 2026, with any approved change taking effect around late August 2026. Figures are proposed, not final - consult the tariff schedule linked above for current approved pricing.

Xcel Energy Bill Calculator: Cost by Monthly Usage

Estimated monthly bill at 15.82c/kWh plus the $8 fixed charge. Formula: kWh x rate + fixed charge.

Monthly usageEstimated bill
250 kWh$47.55/mo
500 kWh$87.10/mo
750 kWh$126.65/mo
1,000 kWh (typical home)$166.20/mo
1,250 kWh$205.75/mo
1,500 kWh$245.30/mo

A representative estimate using the effective average rate. Your exact bill depends on the tariff, season, and fuel and rider charges. Calculate with your own usage ->

Quick Reference
Fixed charge$8/mo
States servedCO, MN, WI, NM, SD, ND, TX
Rate structuretiered
Official tariff schedule ->
Calculate Your Bill

Use our bill calculator for an estimate with your actual kWh usage.

Bill Calculator ->

Xcel Energy on Form EIA-861: 2024 Reported Sales, Customers and Realised Prices

EIA's 2024 Form 861 census lists 4 operating companies behind Xcel Energy (Northern States Power Co - Minnesota, utility 13781; Public Service Co of Colorado, utility 15466; Southwestern Public Service Co, utility 17718; Northern States Power Co, utility 13780), together serving 3,321,140 residential accounts (bundled plus delivery-only) in CO, MN, TX, WI, NM, SD, ND, MI across 204 counties. Weighted across those companies, the 2024 average realised residential price for bundled service was 15.32 cents per kWh (total residential revenue divided by total residential sales). The spread runs from 11.98c (Southwestern Public Service Co, New Mexico) to 16.98c (Northern States Power Co - Minnesota, Minnesota). These are annual averages of what customers actually paid, including fuel and rider charges, so they will not match the tariff rate on a current bill; the estimated effective rate above is the site's forward-looking figure.

Operating companyEIA #StateOwnershipRes. accountsResidentialCommercialIndustrialRank in stateShare of res. MWhCounties2025 early release
Public Service Co of Colorado15466COInvestor Owned1,365,05315.05c11.84c7.73c1 of 3447.5%56not in file
Northern States Power Co - Minnesota13781MNInvestor Owned1,230,05716.98c12.85c9.74c1 of 4739.3%5217.07c
Southwestern Public Service Co17718TXInvestor Owned222,14613.35c9.21c4.87c16 of 1641.6%4513.94c
Northern States Power Co13780WIInvestor Owned220,57415.83c11.63c8.50c4 of 668.3%2815.56c
Southwestern Public Service Co17718NMInvestor Owned100,54011.98c7.88c4.47c2 of 2116.4%612.86c
Northern States Power Co - Minnesota13781SDInvestor Owned92,20413.87c11.50c9.37c1 of 2115.9%1013.13c
Northern States Power Co - Minnesota13781NDInvestor Owned82,98712.11c10.83c8.50c1 of 1914.9%513.54c
Northern States Power Co13780MIInvestor Owned7,57914.66c13.11c7.37c21 of 300.2%215.48c

Data year 2024, EIA-861 final released 3 December 2025. Res. accounts = residential accounts served, bundled plus delivery-only where the company has delivery-only rows; the residential, commercial and industrial prices are the bundled figures (the price basis). Rank is by residential accounts served among the state's utilities with bundled or delivery service; share is the company's share of the state's residential sales in MWh, not of its customers. Delivery-only rows show the wires charge only. The 2025 early-release column is preliminary and unvalidated by EIA.

Source and method

Source: U.S. Energy Information Administration, Form EIA-861 Annual, 2024 final data (public domain), retrieved 28 August 2026; prices are average realised revenue per kWh, not tariffs. Final 2024 file f8612024.zip (released 3 December 2025) from the EIA-861 detailed data files. Preliminary 2025 figures come from the early-release file f8612025er.zip (4 August 2026), which EIA has not yet validated; they are labelled as such wherever shown and never mixed into a final figure.

Frequently Asked Questions

What is the Xcel Energy rate per kWh in 2026?+
Colorado is Xcel Energy's largest electricity service territory, home to its Public Service Company of Colorado unit serving about 1.4 million electric customers, so the Xcel rate most people search for is the Colorado one. (Xcel Energy's corporate headquarters is in Minneapolis, Minnesota.) The EIA put Colorado's average residential price at 16.16 cents per kWh in May 2026; the 15.82c shown above is a representative effective rate blended across Xcel's eight states. Xcel's pending 2025 Colorado rate case (Proceeding 25AL-0494E) would add about $6.13 a month, roughly 5.9%, to a typical residential bill, taking it to around $110.81, under a mid-2026 settlement that trimmed Xcel's original $356 million (9.9%) request to about $225 million. The Colorado PUC's final decision is expected in the third quarter of 2026, with any approved rates taking effect around late August 2026. These rate-case figures are proposed, not final. (Source: Colorado PUC rate case 25AL-0494E, filed Nov 2025.)
What is the current Xcel Energy rate per kWh?+
Xcel Energy's estimated effective residential rate is about 15.82 cents per kWh as of June 2026. This is a representative average; your exact rate depends on the tariff, season, and fuel/rider charges shown on the utility's official rate schedule (linked below). The estimated commercial rate is 12.34c/kWh, and the monthly fixed customer charge is roughly $8 regardless of usage.
What rate structure does Xcel Energy use?+
Xcel Energy uses a tiered rate structure. Tiered rates charge a higher rate once your usage exceeds a baseline allowance (typically set at 50-100% of average usage for your climate zone).
How do I calculate my Xcel Energy bill from the rate per kWh?+
Multiply your monthly kilowatt-hours by the per-kWh rate, then add the fixed customer charge. Using Xcel Energy's estimated effective residential rate of 15.82 cents per kWh and its roughly $8 monthly fixed charge, a home using 750 kWh a month works out to about (750 x $0.1582) + $8 = $126.65 a month. The table above shows the same math across usage levels from 250 to 1,500 kWh. This is a representative estimate; your exact rate depends on the tariff, season, and fuel and rider charges on the official schedule linked above.
How do I find my Xcel Energy rate on my bill?+
Your electricity bill shows the total kWh consumed and the charges applied. Look for the 'energy charge' or 'supply charge' line item - this is the per-kWh rate times your usage. Delivery charges (transmission and distribution) are listed separately and represent a significant portion of your total rate. The fixed customer charge appears as a flat line item. Your effective combined rate (all charges / total kWh) may differ from the tariff rate due to the fixed charge amortization.
What recent rate changes has Xcel Energy made?+
In its 2025 Colorado electric rate review (filed November 2025), Xcel requested a $356 million increase, about 9.9% for a typical residential bill. A mid-2026 settlement proposes a smaller increase of roughly $225 million (about 6%, or around $6 more per month for the average household); the Colorado PUC's final decision is expected in Q3 2026, with any approved change taking effect around late August 2026. Figures are proposed, not final - consult the tariff schedule linked above for current approved pricing.